Credit Card Interest Rates - Purchases
Rates last reviewed 23 April 2026
Card Type |
Annual Purchase Interest Rate (variable) |
*Representative Annual Percentage Rate (variable) |
**Visa Business Card |
0% |
4% |
**Visa Gold Business Card |
0% |
12.8% |
***Private Banking Gold Card |
0% |
0% |
*Representative APR is based on the following example : you use the full £1,200 credit limit when you open (including any annual card fee),make no further spending, and repay in equal monthly repayments over 12 months. The interest rates stays the same throughout.
The Representative APR helps you compare this card with other credit card products, using the same example credit limit and usage for illustration.
**You repay this in full, by direct debit, by the payment due date advised on your first monthly Statement (as per the Terms and Conditions of Use).
***This product is no longer available for new applications.
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AIB Group (UK) p.l.c. is covered by the Financial Services Compensation Scheme and the Financial Ombudsman Service.
The AIB logo, Allied Irish Bank (GB) and Allied Irish Bank (GB) Savings Direct are trade marks used under licence by AIB Group (UK) p.l.c. incorporated in Northern Ireland. Registered Office 92 Ann Street, Belfast BT1 3HH. Registered Number NI018800. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.