The Visa Business Gold card includes a range of benefits that are ideal for business people that require an extra bit of peace of mind and comfort while travelling. AA Membership and the Visa Luxury Hotel Collection are all available to assist you while travelling with the Visa Business Gold Card.



Representative 12.8% APR (variable)


As a Visa Business Gold Card holder, you will receive a representative rate of 12.8% APR (variable). 

See our fees and charges below for more information.



Annual Fees (Per card)



There is an annual fee of £50 per card, and a £25 Joining Fee.


See our fees and charges below for more information.



Visa Business Gold Card

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    Features and Benefits

    • AA Membership

    Your cover includes Roadside Rescue and Home Start to ensure you are looked after if you break down on the open road or in your driveway.


    • Visa Luxury Hotel Collection

    The Visa Luxury Hotel Collection gives Visa Business Gold Cardholders access to a premium collection of benefits from an extensive portfolio of the world’s finest hotels. Benefits include:


    •  Best available rate guarantee

    •  Automatic room upgrade upon arrival, when available

    •  Complimentary in-room Wi-Fi, when available

    •  Complimentary continental breakfast daily

    •  $25 USD food or beverage daily

    •  VIP Guest status

    •  3pm check-out upon request, when available  


    Visit to view detailed information on all properties. Your benefits are activated automatically when you book through the site.


    • Easy to Manage

    You decide which of your employees will hold a Visa Business Gold Card and choose the appropriate Credit Limit (minimum limit of £5000).


    • Contactless payments

    The card is enabled for Contactless payments. When the transaction is less than £100, you can choose to touch and pay where you see the contactless symbol. For more information please click here.


    • Automatic settlement of your Account

    You will receive a monthly statement for each employee showing details of all their individual transactions carried out on their Visa Business Gold Card since the previous statement date. In addition, you will also receive a summary statement detailing the total amount of expenses incurred by each employee. The outstanding balance in each employee’s Visa Business Gold Card at each month end will be cleared by Direct Debit from your business’s nominated Allied Irish Bank (GB) account.


    • Ideal for business travel

    Your Visa Business Gold Card is ideal for business travel and can be used at home or abroad to purchase goods and services and make cash withdrawals where Visa is accepted, eliminating the need to keep large amounts of cash on hand. Click here to see the exchange rates for EU/EEA currencies on credit cards. To view the rates for all other currencies visit the Visa website.


    • Secure Online Shopping

    When you're shopping online, we may need to confirm that it's really you using your card. This is to keep your card secure. To find out how click here.


    • Emergency cash service (fees and charges may apply)

    If your card is lost or stolen abroad, you can avail of the emergency cash service (up to USD$5000 - subject to your available credit limit) and telephone support 24 hours a day, 7 days a week.


    • Card Liability Waiver Insurance

    The Card Liability Waiver Insurance may offer protection to your business from liability of card misuse by employees to whom you provide a business card.

    Terms and Conditions apply. For more information, see Card Liability Waiver Insurance and Card Liability Waiver Insurance Claim Form.

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How to Apply


If you wish to apply* for the Visa Business Gold Card, please contact your local Business Centre who will be happy to assist you.


* Credit facilities are subject to appraisal by the Bank of the applicants' financial status and their ability to repay. Applications must be aged 18 or over and must maintain their business Account with a Business Centre of Allied Irish Bank (GB).

Talk to Us 


Simply call + 44 (0)345 600 5204. We’ll be happy to answer your questions and find the right kind of credit card for you.


 Lines open: 9am to 5pm Monday - Friday (excluding Bank Holidays . Calls may be recorded. Call charges may vary - refer to your service provider.

Help and Guidance


Help Centre

For all service related queries please visit our Help Centre.

Important Information


Key product information on the Visa Business Cards

Allied Irish Bank (GB) strongly recommends that before applying for this product(s) you review the documentation below. It's important that you understand the fees and charges and the terms and conditions before taking out your new credit card.


As a responsible lender Allied Irish Bank (GB) will only lend money based on our appraisal of your ability to repay. Written quotations are available on request. 

Related Products

Call 03456005204
New Business Customer Enquiries 0345 0343253