Exchange rates for EU/EEA currencies on Credit cards

Conversion rates
Last Updated : 20 Dec 2024, 22:26
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.2504 01.2053 03.74
Bulgaria Lev (BGN) 02.4610 02.3574 04.40
Czech Republic Koruna (CZK) 31.4331 30.2790 03.81
Denmark Krone (DKK) 09.3269 08.9934 03.71
Hungary Forint (HUF) 522.6887 499.2226 04.70
Iceland Krona (ISK) 181.5548 174.4109 04.10
Liechtenstein Swiss Franc (CHF) 01.1684 01.1206 04.27
Norway Krone (NOK) 14.7866 14.3054 03.36
Poland Zloty (PLN) 05.3373 05.1375 03.89
Romania Leu (RON) 06.2645 05.9980 04.44
Sweden Krona (SEK) 14.4220 13.8323 04.26
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2504
ECB Rate 01.2053
AIB & ECB % Difference 03.74
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.4610
ECB Rate 02.3574
AIB & ECB % Difference 04.40
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 31.4331
ECB Rate 30.2790
AIB & ECB % Difference 03.81
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 09.3269
ECB Rate 08.9934
AIB & ECB % Difference 03.71
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 522.6887
ECB Rate 499.2226
AIB & ECB % Difference 04.70
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 181.5548
ECB Rate 174.4109
AIB & ECB % Difference 04.10
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1684
ECB Rate 01.1206
AIB & ECB % Difference 04.27
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 14.7866
ECB Rate 14.3054
AIB & ECB % Difference 03.36
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.3373
ECB Rate 05.1375
AIB & ECB % Difference 03.89
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 06.2645
ECB Rate 05.9980
AIB & ECB % Difference 04.44
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 14.4220
ECB Rate 13.8323
AIB & ECB % Difference 04.26

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

We apply the following fee when you use your Credit card to complete a transaction in a foreign currency.

Currency Conversion Fee 2.75% of the value of the transaction

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • When you use your Credit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website.