Exchange rates for EU/EEA currencies on Credit cards

Conversion Rates
Last Updated: 01 Jul 2022, 22:29
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.2016 01.1541 04.12
Bulgaria Lev (BGN) 02.3600 02.2572 04.56
Croatia Kuna (HRK) 09.0252 08.6915 03.84
Czech Republic Koruna (CZK) 29.7013 28.5673 03.97
Denmark Krone (DKK) 08.9385 08.5854 04.11
Hungary Forint (HUF) 479.7796 462.9189 03.64
Iceland Krona (ISK) 166.7493 160.0729 04.17
Liechtenstein Swiss Franc (CHF) 01.1969 01.1572 03.43
Norway Krone (NOK) 12.5086 11.9623 04.57
Poland Zloty (PLN) 05.6481 05.4436 03.76
Romania Leu (RON) 05.9751 05.7078 04.68
Sweden Krona (SEK) 12.8813 12.4392 03.55
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2016
ECB Rate 01.1541
AIB & ECB % Difference 04.12
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.3600
ECB Rate 02.2572
AIB & ECB % Difference 04.56
Croatia Kuna (HRK)
AIB Rate* (Inclusive of 2.75% bank fee) 09.0252
ECB Rate 08.6915
AIB & ECB % Difference 03.84
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 29.7013
ECB Rate 28.5673
AIB & ECB % Difference 03.97
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 08.9385
ECB Rate 08.5854
AIB & ECB % Difference 04.11
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 479.7796
ECB Rate 462.9189
AIB & ECB % Difference 03.64
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 166.7493
ECB Rate 160.0729
AIB & ECB % Difference 04.17
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1969
ECB Rate 01.1572
AIB & ECB % Difference 03.43
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 12.5086
ECB Rate 11.9623
AIB & ECB % Difference 04.57
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.6481
ECB Rate 05.4436
AIB & ECB % Difference 03.76
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 05.9751
ECB Rate 05.7078
AIB & ECB % Difference 04.68
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 12.8813
ECB Rate 12.4392
AIB & ECB % Difference 03.55

* AIB rate is the Visa rate plus the currency conversion fee.

 

 

Currency Conversion Fees:

We apply the following fee when you use your Credit card to complete a transaction in a foreign currency.

 

Currency Conversion Fee 

 2.75% of the value of the transaction

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • When you use your Credit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website.