Exchange rates for EU/EEA currencies on Credit cards

Conversion Rates
Last Updated: 17 Jan 2022, 17:11
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.2320 01.1966 02.96
Bulgaria Lev (BGN) 02.4238 02.3402 03.57
Croatia Kuna (HRK) 09.3063 09.0071 03.32
Czech Republic Koruna (CZK) 30.2828 29.2762 03.44
Denmark Krone (DKK) 09.1851 08.9044 03.15
Hungary Forint (HUF) 442.8859 426.0826 03.94
Iceland Krona (ISK) 181.4793 175.6548 03.32
Liechtenstein Swiss Franc (CHF) 01.2863 01.2479 03.08
Norway Krone (NOK) 12.4370 11.9205 04.33
Poland Zloty (PLN) 05.5962 05.4151 03.34
Romania Leu (RON) 06.1294 05.9161 03.60
Sweden Krona (SEK) 12.7156 12.3305 03.12
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2320
ECB Rate 01.1966
AIB & ECB % Difference 02.96
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.4238
ECB Rate 02.3402
AIB & ECB % Difference 03.57
Croatia Kuna (HRK)
AIB Rate* (Inclusive of 2.75% bank fee) 09.3063
ECB Rate 09.0071
AIB & ECB % Difference 03.32
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 30.2828
ECB Rate 29.2762
AIB & ECB % Difference 03.44
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 09.1851
ECB Rate 08.9044
AIB & ECB % Difference 03.15
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 442.8859
ECB Rate 426.0826
AIB & ECB % Difference 03.94
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 181.4793
ECB Rate 175.6548
AIB & ECB % Difference 03.32
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2863
ECB Rate 01.2479
AIB & ECB % Difference 03.08
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 12.4370
ECB Rate 11.9205
AIB & ECB % Difference 04.33
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.5962
ECB Rate 05.4151
AIB & ECB % Difference 03.34
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 06.1294
ECB Rate 05.9161
AIB & ECB % Difference 03.60
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 12.7156
ECB Rate 12.3305
AIB & ECB % Difference 03.12

* AIB rate is the Visa rate plus the currency conversion fee.

 

 

Currency Conversion Fees:

We apply the following fee when you use your Credit card to complete a transaction in a foreign currency.

 

Currency Conversion Fee 

 2.75% of the value of the transaction

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • When you use your Credit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website.