Exchange rates for EU/EEA currencies on Credit cards

Conversion rates
Last Updated : 25 Apr 2025, 22:26
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.2054 01.1722 02.83
Bulgaria Lev (BGN) 02.3722 02.2926 03.47
Czech Republic Koruna (CZK) 30.1630 29.2217 03.22
Denmark Krone (DKK) 08.9982 08.7511 02.82
Hungary Forint (HUF) 496.6019 476.5326 04.21
Iceland Krona (ISK) 175.0285 169.8511 03.05
Liechtenstein Swiss Franc (CHF) 01.1353 01.1043 02.81
Norway Krone (NOK) 14.4440 13.8806 04.06
Poland Zloty (PLN) 05.1699 05.0033 03.33
Romania Leu (RON) 06.0403 05.8347 03.52
Sweden Krona (SEK) 13.2420 12.8959 02.68
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2054
ECB Rate 01.1722
AIB & ECB % Difference 02.83
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.3722
ECB Rate 02.2926
AIB & ECB % Difference 03.47
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 30.1630
ECB Rate 29.2217
AIB & ECB % Difference 03.22
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 08.9982
ECB Rate 08.7511
AIB & ECB % Difference 02.82
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 496.6019
ECB Rate 476.5326
AIB & ECB % Difference 04.21
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 175.0285
ECB Rate 169.8511
AIB & ECB % Difference 03.05
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1353
ECB Rate 01.1043
AIB & ECB % Difference 02.81
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 14.4440
ECB Rate 13.8806
AIB & ECB % Difference 04.06
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.1699
ECB Rate 05.0033
AIB & ECB % Difference 03.33
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 06.0403
ECB Rate 05.8347
AIB & ECB % Difference 03.52
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 13.2420
ECB Rate 12.8959
AIB & ECB % Difference 02.68

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

We apply the following fee when you use your Credit card to complete a transaction in a foreign currency.

Currency Conversion Fee 2.75% of the value of the transaction

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • When you use your Credit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website.