Exchange rates for EU/EEA currencies on Credit cards

Conversion rates
Last Updated : 02 Apr 2026, 16:24
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.1805 01.1461 03.00
Czech Republic Koruna (CZK) 29.0009 28.1251 03.11
Denmark Krone (DKK) 08.8262 08.5638 03.06
Hungary Forint (HUF) 457.8218 440.0193 04.05
Iceland Krona (ISK) 170.7094 165.4957 03.15
Liechtenstein Swiss Franc (CHF) 01.0927 01.0559 03.48
Norway Krone (NOK) 13.3415 12.8689 03.67
Poland Zloty (PLN) 05.0646 04.9116 03.12
Romania Leu (RON) 06.0608 05.8431 03.72
Sweden Krona (SEK) 12.9055 12.5474 02.85
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1805
ECB Rate 01.1461
AIB & ECB % Difference 03.00
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 29.0009
ECB Rate 28.1251
AIB & ECB % Difference 03.11
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 08.8262
ECB Rate 08.5638
AIB & ECB % Difference 03.06
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 457.8218
ECB Rate 440.0193
AIB & ECB % Difference 04.05
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 170.7094
ECB Rate 165.4957
AIB & ECB % Difference 03.15
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.0927
ECB Rate 01.0559
AIB & ECB % Difference 03.48
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 13.3415
ECB Rate 12.8689
AIB & ECB % Difference 03.67
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.0646
ECB Rate 04.9116
AIB & ECB % Difference 03.12
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 06.0608
ECB Rate 05.8431
AIB & ECB % Difference 03.72
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 12.9055
ECB Rate 12.5474
AIB & ECB % Difference 02.85

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

We apply the following fee when you use your Credit card to complete a transaction in a foreign currency.

Currency Conversion Fee 2.75% of the value of the transaction

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • When you use your Credit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website.