Exchange rates for EU/EEA currencies on Credit cards

Conversion rates
Last Updated : 21 Jan 2025, 22:20
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.2214 01.1827 03.27
Bulgaria Lev (BGN) 02.4174 02.3131 04.51
Czech Republic Koruna (CZK) 30.8119 29.7778 03.47
Denmark Krone (DKK) 09.0921 08.8245 03.03
Hungary Forint (HUF) 511.4476 486.6533 05.09
Iceland Krona (ISK) 178.2221 172.5545 03.28
Liechtenstein Swiss Franc (CHF) 01.1500 01.1149 03.14
Norway Krone (NOK) 14.3611 13.9758 02.76
Poland Zloty (PLN) 05.1976 05.0309 03.31
Romania Leu (RON) 06.1568 05.8860 04.60
Sweden Krona (SEK) 14.0276 13.5714 03.36
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2214
ECB Rate 01.1827
AIB & ECB % Difference 03.27
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.4174
ECB Rate 02.3131
AIB & ECB % Difference 04.51
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 30.8119
ECB Rate 29.7778
AIB & ECB % Difference 03.47
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 09.0921
ECB Rate 08.8245
AIB & ECB % Difference 03.03
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 511.4476
ECB Rate 486.6533
AIB & ECB % Difference 05.09
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 178.2221
ECB Rate 172.5545
AIB & ECB % Difference 03.28
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1500
ECB Rate 01.1149
AIB & ECB % Difference 03.14
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 14.3611
ECB Rate 13.9758
AIB & ECB % Difference 02.76
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.1976
ECB Rate 05.0309
AIB & ECB % Difference 03.31
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 06.1568
ECB Rate 05.8860
AIB & ECB % Difference 04.60
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 14.0276
ECB Rate 13.5714
AIB & ECB % Difference 03.36

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

We apply the following fee when you use your Credit card to complete a transaction in a foreign currency.

Currency Conversion Fee 2.75% of the value of the transaction

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • When you use your Credit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website.