Exchange rates for EU/EEA currencies on Credit cards

Conversion rates
Last Updated : 06 Jun 2025, 22:26
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.2216 01.1868 02.93
Bulgaria Lev (BGN) 02.4003 02.3211 03.41
Czech Republic Koruna (CZK) 30.3434 29.3817 03.27
Denmark Krone (DKK) 09.1175 08.8530 02.99
Hungary Forint (HUF) 495.5180 478.4595 03.57
Iceland Krona (ISK) 176.6670 171.1370 03.23
Liechtenstein Swiss Franc (CHF) 01.1465 01.1136 02.96
Norway Krone (NOK) 14.1185 13.6767 03.23
Poland Zloty (PLN) 05.2426 05.0878 03.04
Romania Leu (RON) 06.2052 05.9877 03.63
Sweden Krona (SEK) 13.3974 13.0062 03.01
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2216
ECB Rate 01.1868
AIB & ECB % Difference 02.93
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.4003
ECB Rate 02.3211
AIB & ECB % Difference 03.41
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 30.3434
ECB Rate 29.3817
AIB & ECB % Difference 03.27
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 09.1175
ECB Rate 08.8530
AIB & ECB % Difference 02.99
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 495.5180
ECB Rate 478.4595
AIB & ECB % Difference 03.57
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 176.6670
ECB Rate 171.1370
AIB & ECB % Difference 03.23
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1465
ECB Rate 01.1136
AIB & ECB % Difference 02.96
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 14.1185
ECB Rate 13.6767
AIB & ECB % Difference 03.23
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.2426
ECB Rate 05.0878
AIB & ECB % Difference 03.04
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 06.2052
ECB Rate 05.9877
AIB & ECB % Difference 03.63
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 13.3974
ECB Rate 13.0062
AIB & ECB % Difference 03.01

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

We apply the following fee when you use your Credit card to complete a transaction in a foreign currency.

Currency Conversion Fee 2.75% of the value of the transaction

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • When you use your Credit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website.