Exchange rates for EU/EEA currencies on Credit cards

Conversion rates
Last Updated : 18 Apr 2025, 22:28
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.2010 01.1645 03.14
Bulgaria Lev (BGN) 02.3555 02.2775 03.42
Czech Republic Koruna (CZK) 30.1209 29.1232 03.43
Denmark Krone (DKK) 08.9715 08.6956 03.17
Hungary Forint (HUF) 491.9572 474.6544 03.65
Iceland Krona (ISK) 174.4784 168.9705 03.26
Liechtenstein Swiss Franc (CHF) 01.1214 01.0819 03.65
Norway Krone (NOK) 14.4302 13.9339 03.56
Poland Zloty (PLN) 05.1508 04.9775 03.48
Romania Leu (RON) 05.9989 05.7965 03.49
Sweden Krona (SEK) 13.3439 12.8420 03.91
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2010
ECB Rate 01.1645
AIB & ECB % Difference 03.14
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.3555
ECB Rate 02.2775
AIB & ECB % Difference 03.42
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 30.1209
ECB Rate 29.1232
AIB & ECB % Difference 03.43
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 08.9715
ECB Rate 08.6956
AIB & ECB % Difference 03.17
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 491.9572
ECB Rate 474.6544
AIB & ECB % Difference 03.65
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 174.4784
ECB Rate 168.9705
AIB & ECB % Difference 03.26
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1214
ECB Rate 01.0819
AIB & ECB % Difference 03.65
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 14.4302
ECB Rate 13.9339
AIB & ECB % Difference 03.56
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.1508
ECB Rate 04.9775
AIB & ECB % Difference 03.48
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 05.9989
ECB Rate 05.7965
AIB & ECB % Difference 03.49
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 13.3439
ECB Rate 12.8420
AIB & ECB % Difference 03.91

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

We apply the following fee when you use your Credit card to complete a transaction in a foreign currency.

Currency Conversion Fee 2.75% of the value of the transaction

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • When you use your Credit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website.