Exchange rates for EU/EEA currencies on Credit cards

Conversion rates
Last Updated : 28 Mar 2025, 22:26
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.2345 01.1996 02.90
Bulgaria Lev (BGN) 02.4336 02.3463 03.72
Czech Republic Koruna (CZK) 30.8477 29.9431 03.02
Denmark Krone (DKK) 09.2142 08.9513 02.94
Hungary Forint (HUF) 499.2839 483.6129 03.24
Iceland Krona (ISK) 176.5715 170.9494 03.29
Liechtenstein Swiss Franc (CHF) 01.1765 01.1427 02.96
Norway Krone (NOK) 14.0604 13.5488 03.78
Poland Zloty (PLN) 05.1864 05.0115 03.49
Romania Leu (RON) 06.1971 05.9711 03.78
Sweden Krona (SEK) 13.3807 12.9802 03.09
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2345
ECB Rate 01.1996
AIB & ECB % Difference 02.90
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.4336
ECB Rate 02.3463
AIB & ECB % Difference 03.72
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 30.8477
ECB Rate 29.9431
AIB & ECB % Difference 03.02
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 09.2142
ECB Rate 08.9513
AIB & ECB % Difference 02.94
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 499.2839
ECB Rate 483.6129
AIB & ECB % Difference 03.24
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 176.5715
ECB Rate 170.9494
AIB & ECB % Difference 03.29
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1765
ECB Rate 01.1427
AIB & ECB % Difference 02.96
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 14.0604
ECB Rate 13.5488
AIB & ECB % Difference 03.78
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.1864
ECB Rate 05.0115
AIB & ECB % Difference 03.49
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 06.1971
ECB Rate 05.9711
AIB & ECB % Difference 03.78
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 13.3807
ECB Rate 12.9802
AIB & ECB % Difference 03.09

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

We apply the following fee when you use your Credit card to complete a transaction in a foreign currency.

Currency Conversion Fee 2.75% of the value of the transaction

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • When you use your Credit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website.