Exchange rates for EU/EEA currencies on Credit cards

Conversion rates
Last Updated : 17 Jan 2025, 22:26
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.2241 01.1841 03.38
Bulgaria Lev (BGN) 02.4021 02.3158 03.73
Czech Republic Koruna (CZK) 30.9147 29.9160 03.34
Denmark Krone (DKK) 09.1323 08.8343 03.37
Hungary Forint (HUF) 507.1367 488.6150 03.79
Iceland Krona (ISK) 177.5516 171.8115 03.34
Liechtenstein Swiss Franc (CHF) 01.1503 01.1123 03.41
Norway Krone (NOK) 14.3152 13.9237 02.81
Poland Zloty (PLN) 05.2164 05.0424 03.45
Romania Leu (RON) 06.1140 05.8926 03.76
Sweden Krona (SEK) 14.0596 13.6241 03.20
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2241
ECB Rate 01.1841
AIB & ECB % Difference 03.38
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.4021
ECB Rate 02.3158
AIB & ECB % Difference 03.73
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 30.9147
ECB Rate 29.9160
AIB & ECB % Difference 03.34
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 09.1323
ECB Rate 08.8343
AIB & ECB % Difference 03.37
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 507.1367
ECB Rate 488.6150
AIB & ECB % Difference 03.79
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 177.5516
ECB Rate 171.8115
AIB & ECB % Difference 03.34
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1503
ECB Rate 01.1123
AIB & ECB % Difference 03.41
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 14.3152
ECB Rate 13.9237
AIB & ECB % Difference 02.81
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.2164
ECB Rate 05.0424
AIB & ECB % Difference 03.45
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 06.1140
ECB Rate 05.8926
AIB & ECB % Difference 03.76
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 14.0596
ECB Rate 13.6241
AIB & ECB % Difference 03.20

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

We apply the following fee when you use your Credit card to complete a transaction in a foreign currency.

Currency Conversion Fee 2.75% of the value of the transaction

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • When you use your Credit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website.