Exchange rates for EU/EEA currencies on Credit cards

Conversion rates
Last Updated : 16 May 2025, 22:26
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.2228 01.1867 03.04
Bulgaria Lev (BGN) 02.3982 02.3209 03.33
Czech Republic Koruna (CZK) 30.5577 29.5906 03.27
Denmark Krone (DKK) 09.1312 08.8527 03.15
Hungary Forint (HUF) 494.9386 478.2841 03.48
Iceland Krona (ISK) 177.3595 173.1340 02.44
Liechtenstein Swiss Franc (CHF) 01.1532 01.1132 03.59
Norway Krone (NOK) 14.2772 13.8068 03.41
Poland Zloty (PLN) 05.2083 05.0552 03.03
Romania Leu (RON) 06.2671 06.0568 03.47
Sweden Krona (SEK) 13.3627 12.9734 03.00
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2228
ECB Rate 01.1867
AIB & ECB % Difference 03.04
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.3982
ECB Rate 02.3209
AIB & ECB % Difference 03.33
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 30.5577
ECB Rate 29.5906
AIB & ECB % Difference 03.27
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 09.1312
ECB Rate 08.8527
AIB & ECB % Difference 03.15
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 494.9386
ECB Rate 478.2841
AIB & ECB % Difference 03.48
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 177.3595
ECB Rate 173.1340
AIB & ECB % Difference 02.44
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1532
ECB Rate 01.1132
AIB & ECB % Difference 03.59
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 14.2772
ECB Rate 13.8068
AIB & ECB % Difference 03.41
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.2083
ECB Rate 05.0552
AIB & ECB % Difference 03.03
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 06.2671
ECB Rate 06.0568
AIB & ECB % Difference 03.47
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 13.3627
ECB Rate 12.9734
AIB & ECB % Difference 03.00

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

We apply the following fee when you use your Credit card to complete a transaction in a foreign currency.

Currency Conversion Fee 2.75% of the value of the transaction

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • When you use your Credit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website.