Mortgage interest rates
Mortgage rates - applicable from 6th December 2024
Fixed rate (fixed until 28 February 2030)
| Minimum deposit (% of property price) | Initial fixed interest rate | Interest rate following the fixed interest term | The overall cost for comparison | Early repayment charge |
|---|---|---|---|---|
| ≤60% | 4.14% | The Bank's standard variable rate, currently 7.35% |
5.97% APRC | If the mortgage is repaid or reduced within the fixed rate period, an early repayment charge will apply. |
| ≤75% | 4.24% | 6.01% APRC | ||
| ≤80% | 4.40% | 6.09% APRC | ||
| ≤85% | 4.40% | 6.09% APRC | ||
| ≤90% | 4.88% | 6.33% APRC |
Standard Variable Rate |
||
|---|---|---|
| Minimum deposit (% of property price) | Initial variable interest rate | The overall cost for comparison |
| 10% | 7.35% | 7.65% APRC |
| YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. |
Additional information
The Allied Irish Bank (GB) Base Rate can go up or down. The Allied Irish Bank (GB) Base Rate is typically the same as the Bank of England Base Rate, although this may not always be the case. Mortgages with a rate of interest linked to the Allied Irish Bank (GB) Base Rate will move in accordance with our base rate changes after the relevant notification period.
Allied Irish Bank (GB) reserves the right to withdraw or amend products at any time. Loans are granted subject to an appraisal of the applicant's financial standing. Applicants must be 18yrs or over. Minimum mortgage amount £25,000. Lending criteria, terms and conditions apply. An independent valuation will be required. The mortgage will be secured against the mortgaged property. Primary residence only.
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AIB Group (UK) p.l.c. is covered by the Financial Services Compensation Scheme, Financial Ombudsman Service and is a Registered Firm with The Lending Standards Board.
The AIB logo, Allied Irish Bank (GB) and Allied Irish Bank (GB) Savings Direct are trade marks used under licence by AIB Group (UK) p.l.c. incorporated in Northern Ireland. Registered Office 92 Ann Street, Belfast BT1 3HH. Registered Number NI018800. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.