Exchange rates for EU/EEA currencies on Debit cards

Conversion rates
Last Updated : 01 Dec 2023, 22:28
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.1928 01.1622 02.63
Bulgaria Lev (BGN) 02.3488 02.2730 03.34
Czech Republic Koruna (CZK) 29.0225 28.2771 02.64
Denmark Krone (DKK) 08.8929 08.6633 02.65
Hungary Forint (HUF) 457.5430 441.2807 03.69
Iceland Krona (ISK) 180.7079 175.3734 03.04
Liechtenstein Swiss Franc (CHF) 01.1442 01.1076 03.30
Norway Krone (NOK) 14.0542 13.5952 03.38
Poland Zloty (PLN) 05.1984 05.0474 02.99
Romania Leu (RON) 05.9776 05.7776 03.46
Sweden Krona (SEK) 13.6532 13.2158 03.31
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1928
ECB Rate 01.1622
AIB & ECB % Difference 02.63
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.3488
ECB Rate 02.2730
AIB & ECB % Difference 03.34
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 29.0225
ECB Rate 28.2771
AIB & ECB % Difference 02.64
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 08.8929
ECB Rate 08.6633
AIB & ECB % Difference 02.65
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 457.5430
ECB Rate 441.2807
AIB & ECB % Difference 03.69
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 180.7079
ECB Rate 175.3734
AIB & ECB % Difference 03.04
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1442
ECB Rate 01.1076
AIB & ECB % Difference 03.30
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 14.0542
ECB Rate 13.5952
AIB & ECB % Difference 03.38
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.1984
ECB Rate 05.0474
AIB & ECB % Difference 02.99
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 05.9776
ECB Rate 05.7776
AIB & ECB % Difference 03.46
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 13.6532
ECB Rate 13.2158
AIB & ECB % Difference 03.31

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

We apply the following fees when you use your Debit card to complete a transaction in a foreign currency.

Transaction Type Cash Withdrawals Using your Visa Debit Card to buy goods and services and withdraw money over the counter (known as a ‘manual cash advance') in a foreign currency
Currency Conversion Fee 2.75% On The Sterling Amount* 2.75% On The Sterling Amount**


* If you are withdrawing a currency other than euro, you will also have to pay a separate 1.5% cash handling fee on the sterling amount.
** For manual cash advances (including pounds sterling), we will charge you a separate 1.5% cash handling fee on the sterling amount.

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • In addition to the fees above, account transaction fees may also apply

  • When you use your Debit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website