Exchange rates for EU/EEA currencies on Debit cards

Conversion rates
Last Updated : 26 Dec 2024, 15:20
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.2418 01.2077 02.83
Bulgaria Lev (BGN) 02.4349 02.3619 03.09
Czech Republic Koruna (CZK) 31.3136 30.3544 03.16
Denmark Krone (DKK) 09.2720 09.0101 02.91
Hungary Forint (HUF) 513.9197 497.2284 03.36
Iceland Krona (ISK) 180.7161 175.2310 03.13
Liechtenstein Swiss Franc (CHF) 01.1633 01.1301 02.94
Norway Krone (NOK) 14.7597 14.3095 03.15
Poland Zloty (PLN) 05.3063 05.1585 02.87
Romania Leu (RON) 06.1983 06.0075 03.18
Sweden Krona (SEK) 14.3557 13.9285 03.07
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2418
ECB Rate 01.2077
AIB & ECB % Difference 02.83
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.4349
ECB Rate 02.3619
AIB & ECB % Difference 03.09
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 31.3136
ECB Rate 30.3544
AIB & ECB % Difference 03.16
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 09.2720
ECB Rate 09.0101
AIB & ECB % Difference 02.91
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 513.9197
ECB Rate 497.2284
AIB & ECB % Difference 03.36
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 180.7161
ECB Rate 175.2310
AIB & ECB % Difference 03.13
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1633
ECB Rate 01.1301
AIB & ECB % Difference 02.94
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 14.7597
ECB Rate 14.3095
AIB & ECB % Difference 03.15
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.3063
ECB Rate 05.1585
AIB & ECB % Difference 02.87
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 06.1983
ECB Rate 06.0075
AIB & ECB % Difference 03.18
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 14.3557
ECB Rate 13.9285
AIB & ECB % Difference 03.07

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

We apply the following fees when you use your Debit card to complete a transaction in a foreign currency.

Transaction Type Cash Withdrawals Using your Visa Debit Card to buy goods and services and withdraw money over the counter (known as a ‘manual cash advance') in a foreign currency
Currency Conversion Fee 2.75% On The Sterling Amount* 2.75% On The Sterling Amount**


* If you are withdrawing a currency other than euro, you will also have to pay a separate 1.5% cash handling fee on the sterling amount.
** For manual cash advances (including pounds sterling), we will charge you a separate 1.5% cash handling fee on the sterling amount.

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • In addition to the fees above, account transaction fees may also apply

  • When you use your Debit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website