Exchange rates for EU/EEA currencies on Debit cards

Conversion rates
Last Updated : 20 Sep 2024, 15:20
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.2243 01.1918 02.73
Bulgaria Lev (BGN) 02.4184 02.3308 03.76
Czech Republic Koruna (CZK) 30.7630 29.8868 02.93
Denmark Krone (DKK) 09.1340 08.8893 02.75
Hungary Forint (HUF) 488.4171 469.1693 04.10
Iceland Krona (ISK) 187.2003 181.5040 03.14
Liechtenstein Swiss Franc (CHF) 01.1588 01.1305 02.50
Norway Krone (NOK) 14.4435 13.9828 03.29
Poland Zloty (PLN) 05.2385 05.0963 02.79
Romania Leu (RON) 06.1586 05.9284 03.88
Sweden Krona (SEK) 13.8944 13.5633 02.44
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2243
ECB Rate 01.1918
AIB & ECB % Difference 02.73
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.4184
ECB Rate 02.3308
AIB & ECB % Difference 03.76
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 30.7630
ECB Rate 29.8868
AIB & ECB % Difference 02.93
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 09.1340
ECB Rate 08.8893
AIB & ECB % Difference 02.75
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 488.4171
ECB Rate 469.1693
AIB & ECB % Difference 04.10
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 187.2003
ECB Rate 181.5040
AIB & ECB % Difference 03.14
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1588
ECB Rate 01.1305
AIB & ECB % Difference 02.50
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 14.4435
ECB Rate 13.9828
AIB & ECB % Difference 03.29
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.2385
ECB Rate 05.0963
AIB & ECB % Difference 02.79
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 06.1586
ECB Rate 05.9284
AIB & ECB % Difference 03.88
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 13.8944
ECB Rate 13.5633
AIB & ECB % Difference 02.44

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

We apply the following fees when you use your Debit card to complete a transaction in a foreign currency.

Transaction Type Cash Withdrawals Using your Visa Debit Card to buy goods and services and withdraw money over the counter (known as a ‘manual cash advance') in a foreign currency
Currency Conversion Fee 2.75% On The Sterling Amount* 2.75% On The Sterling Amount**


* If you are withdrawing a currency other than euro, you will also have to pay a separate 1.5% cash handling fee on the sterling amount.
** For manual cash advances (including pounds sterling), we will charge you a separate 1.5% cash handling fee on the sterling amount.

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • In addition to the fees above, account transaction fees may also apply

  • When you use your Debit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website