Exchange rates for EU/EEA currencies on Debit cards

Conversion Rates
Last Updated: 19 Oct 2020, 15:38
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.1362 01.1039 02.93
Bulgaria Lev (BGN) 02.2284 02.1590 03.21
Croatia Kuna (HRK) 08.6252 08.3703 03.04
Czech Republic Koruna (CZK) 31.0921 30.1872 03.00
Denmark Krone (DKK) 08.4553 08.2141 02.94
Hungary Forint (HUF) 414.5925 402.9783 02.88
Iceland Krona (ISK) 185.5022 180.3771 02.84
Liechtenstein Swiss Franc (CHF) 01.2179 01.1838 02.88
Norway Krone (NOK) 12.5260 12.0844 03.65
Poland Zloty (PLN) 05.1889 05.0474 02.80
Romania Leu (RON) 05.5492 05.3835 03.08
Sweden Krona (SEK) 11.8082 11.4340 03.27
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1362
ECB Rate 01.1039
AIB & ECB % Difference 02.93
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.2284
ECB Rate 02.1590
AIB & ECB % Difference 03.21
Croatia Kuna (HRK)
AIB Rate* (Inclusive of 2.75% bank fee) 08.6252
ECB Rate 08.3703
AIB & ECB % Difference 03.04
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 31.0921
ECB Rate 30.1872
AIB & ECB % Difference 03.00
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 08.4553
ECB Rate 08.2141
AIB & ECB % Difference 02.94
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 414.5925
ECB Rate 402.9783
AIB & ECB % Difference 02.88
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 185.5022
ECB Rate 180.3771
AIB & ECB % Difference 02.84
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2179
ECB Rate 01.1838
AIB & ECB % Difference 02.88
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 12.5260
ECB Rate 12.0844
AIB & ECB % Difference 03.65
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.1889
ECB Rate 05.0474
AIB & ECB % Difference 02.80
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 05.5492
ECB Rate 05.3835
AIB & ECB % Difference 03.08
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 11.8082
ECB Rate 11.4340
AIB & ECB % Difference 03.27

* AIB rate is the Visa rate plus the currency conversion fee.

 

 

Currency Conversion Fees:

We apply the following fees when you use your Debit card to complete a transaction in a foreign currency.

 

Transaction Type 

Cash Withdrawals 

Using your Visa Debit Card to buy goods and services
and withdraw money over the counter
(known as a ‘manual cash advance') in a foreign currency

Currency Conversion Fee 

 2.75% On The Sterling Amount*

 2.75% On The Sterling Amount**

 

* If you are withdrawing a currency other than euro, you will also have to pay a separate 1.5% cash handling fee on the sterling amount.

** For manual cash advances (including pounds sterling), we will charge you a separate 1.5% cash handling fee on the sterling amount.

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • In addition to the fees above, account transaction fees may also apply

  • When you use your Debit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website.