Exchange rates for EU/EEA currencies on Debit cards

Conversion rates
Last Updated : 12 Dec 2024, 22:20
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.2492 01.2132 02.97
Bulgaria Lev (BGN) 02.4527 02.3727 03.37
Czech Republic Koruna (CZK) 31.3818 30.4084 03.20
Denmark Krone (DKK) 09.3163 09.0483 02.96
Hungary Forint (HUF) 515.4945 495.5234 04.03
Iceland Krona (ISK) 182.8383 177.0030 03.30
Liechtenstein Swiss Franc (CHF) 01.1604 01.1306 02.64
Norway Krone (NOK) 14.7163 14.1384 04.09
Poland Zloty (PLN) 05.3390 05.1873 02.92
Romania Leu (RON) 06.2317 06.0300 03.35
Sweden Krona (SEK) 14.4363 13.9516 03.47
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2492
ECB Rate 01.2132
AIB & ECB % Difference 02.97
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.4527
ECB Rate 02.3727
AIB & ECB % Difference 03.37
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 31.3818
ECB Rate 30.4084
AIB & ECB % Difference 03.20
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 09.3163
ECB Rate 09.0483
AIB & ECB % Difference 02.96
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 515.4945
ECB Rate 495.5234
AIB & ECB % Difference 04.03
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 182.8383
ECB Rate 177.0030
AIB & ECB % Difference 03.30
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1604
ECB Rate 01.1306
AIB & ECB % Difference 02.64
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 14.7163
ECB Rate 14.1384
AIB & ECB % Difference 04.09
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.3390
ECB Rate 05.1873
AIB & ECB % Difference 02.92
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 06.2317
ECB Rate 06.0300
AIB & ECB % Difference 03.35
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 14.4363
ECB Rate 13.9516
AIB & ECB % Difference 03.47

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

We apply the following fees when you use your Debit card to complete a transaction in a foreign currency.

Transaction Type Cash Withdrawals Using your Visa Debit Card to buy goods and services and withdraw money over the counter (known as a ‘manual cash advance') in a foreign currency
Currency Conversion Fee 2.75% On The Sterling Amount* 2.75% On The Sterling Amount**


* If you are withdrawing a currency other than euro, you will also have to pay a separate 1.5% cash handling fee on the sterling amount.
** For manual cash advances (including pounds sterling), we will charge you a separate 1.5% cash handling fee on the sterling amount.

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • In addition to the fees above, account transaction fees may also apply

  • When you use your Debit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website