Exchange rates for EU/EEA currencies on Debit cards

Conversion rates
Last Updated : 22 Nov 2024, 22:25
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.2362 01.2019 02.86
Bulgaria Lev (BGN) 02.4342 02.3506 03.56
Czech Republic Koruna (CZK) 31.3762 30.4765 02.95
Denmark Krone (DKK) 09.2191 08.9630 02.86
Hungary Forint (HUF) 512.2754 494.1169 03.67
Iceland Krona (ISK) 181.7514 175.1097 03.79
Liechtenstein Swiss Franc (CHF) 01.1524 01.1144 03.41
Norway Krone (NOK) 14.4335 13.9030 03.82
Poland Zloty (PLN) 05.3758 05.2128 03.13
Romania Leu (RON) 06.1963 05.9813 03.60
Sweden Krona (SEK) 14.3766 13.8850 03.54
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2362
ECB Rate 01.2019
AIB & ECB % Difference 02.86
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.4342
ECB Rate 02.3506
AIB & ECB % Difference 03.56
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 31.3762
ECB Rate 30.4765
AIB & ECB % Difference 02.95
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 09.2191
ECB Rate 08.9630
AIB & ECB % Difference 02.86
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 512.2754
ECB Rate 494.1169
AIB & ECB % Difference 03.67
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 181.7514
ECB Rate 175.1097
AIB & ECB % Difference 03.79
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1524
ECB Rate 01.1144
AIB & ECB % Difference 03.41
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 14.4335
ECB Rate 13.9030
AIB & ECB % Difference 03.82
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.3758
ECB Rate 05.2128
AIB & ECB % Difference 03.13
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 06.1963
ECB Rate 05.9813
AIB & ECB % Difference 03.60
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 14.3766
ECB Rate 13.8850
AIB & ECB % Difference 03.54

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

We apply the following fees when you use your Debit card to complete a transaction in a foreign currency.

Transaction Type Cash Withdrawals Using your Visa Debit Card to buy goods and services and withdraw money over the counter (known as a ‘manual cash advance') in a foreign currency
Currency Conversion Fee 2.75% On The Sterling Amount* 2.75% On The Sterling Amount**


* If you are withdrawing a currency other than euro, you will also have to pay a separate 1.5% cash handling fee on the sterling amount.
** For manual cash advances (including pounds sterling), we will charge you a separate 1.5% cash handling fee on the sterling amount.

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • In addition to the fees above, account transaction fees may also apply

  • When you use your Debit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website