Exchange rates for EU/EEA currencies on Debit cards

Conversion Rates
Last Updated: 24 Jun 2022, 22:45
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.1983 01.1659 02.78
Bulgaria Lev (BGN) 02.3578 02.2802 03.40
Croatia Kuna (HRK) 09.0460 08.7784 03.05
Czech Republic Koruna (CZK) 29.7056 28.8331 03.03
Denmark Krone (DKK) 08.9156 08.6738 02.79
Hungary Forint (HUF) 481.9928 467.9095 03.01
Iceland Krona (ISK) 167.1821 162.8718 02.65
Liechtenstein Swiss Franc (CHF) 01.2140 01.1743 03.39
Norway Krone (NOK) 12.6065 12.1653 03.63
Poland Zloty (PLN) 05.6484 05.4823 03.03
Romania Leu (RON) 05.9692 05.7667 03.51
Sweden Krona (SEK) 12.8545 12.4678 03.10
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1983
ECB Rate 01.1659
AIB & ECB % Difference 02.78
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.3578
ECB Rate 02.2802
AIB & ECB % Difference 03.40
Croatia Kuna (HRK)
AIB Rate* (Inclusive of 2.75% bank fee) 09.0460
ECB Rate 08.7784
AIB & ECB % Difference 03.05
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 29.7056
ECB Rate 28.8331
AIB & ECB % Difference 03.03
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 08.9156
ECB Rate 08.6738
AIB & ECB % Difference 02.79
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 481.9928
ECB Rate 467.9095
AIB & ECB % Difference 03.01
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 167.1821
ECB Rate 162.8718
AIB & ECB % Difference 02.65
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2140
ECB Rate 01.1743
AIB & ECB % Difference 03.39
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 12.6065
ECB Rate 12.1653
AIB & ECB % Difference 03.63
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.6484
ECB Rate 05.4823
AIB & ECB % Difference 03.03
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 05.9692
ECB Rate 05.7667
AIB & ECB % Difference 03.51
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 12.8545
ECB Rate 12.4678
AIB & ECB % Difference 03.10

* AIB rate is the Visa rate plus the currency conversion fee.

 

 

Currency Conversion Fees:

We apply the following fees when you use your Debit card to complete a transaction in a foreign currency.

 

Transaction Type 

Cash Withdrawals 

Using your Visa Debit Card to buy goods and services
and withdraw money over the counter
(known as a ‘manual cash advance') in a foreign currency

Currency Conversion Fee 

 2.75% On The Sterling Amount*

 2.75% On The Sterling Amount**

 

* If you are withdrawing a currency other than euro, you will also have to pay a separate 1.5% cash handling fee on the sterling amount.

** For manual cash advances (including pounds sterling), we will charge you a separate 1.5% cash handling fee on the sterling amount.

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • In addition to the fees above, account transaction fees may also apply

  • When you use your Debit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website.