Exchange rates for EU/EEA currencies on Debit cards

Conversion rates
Last Updated : 20 May 2024, 22:22
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.2012 01.1689 02.76
Bulgaria Lev (BGN) 02.3585 02.2862 03.16
Czech Republic Koruna (CZK) 29.6908 28.9288 02.63
Denmark Krone (DKK) 08.9623 08.7215 02.76
Hungary Forint (HUF) 468.1974 450.7996 03.86
Iceland Krona (ISK) 180.8801 175.6908 02.95
Liechtenstein Swiss Franc (CHF) 01.1868 01.1549 02.76
Norway Krone (NOK) 13.9748 13.5731 02.96
Poland Zloty (PLN) 05.1235 04.9718 03.05
Romania Leu (RON) 06.0037 05.8154 03.24
Sweden Krona (SEK) 14.0464 13.5745 03.48
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.2012
ECB Rate 01.1689
AIB & ECB % Difference 02.76
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.3585
ECB Rate 02.2862
AIB & ECB % Difference 03.16
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 29.6908
ECB Rate 28.9288
AIB & ECB % Difference 02.63
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 08.9623
ECB Rate 08.7215
AIB & ECB % Difference 02.76
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 468.1974
ECB Rate 450.7996
AIB & ECB % Difference 03.86
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 180.8801
ECB Rate 175.6908
AIB & ECB % Difference 02.95
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1868
ECB Rate 01.1549
AIB & ECB % Difference 02.76
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 13.9748
ECB Rate 13.5731
AIB & ECB % Difference 02.96
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.1235
ECB Rate 04.9718
AIB & ECB % Difference 03.05
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 06.0037
ECB Rate 05.8154
AIB & ECB % Difference 03.24
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 14.0464
ECB Rate 13.5745
AIB & ECB % Difference 03.48

*AIB rate is the Visa rate plus the currency conversion fee

Currency Conversion Fees:

We apply the following fees when you use your Debit card to complete a transaction in a foreign currency.

Transaction Type Cash Withdrawals Using your Visa Debit Card to buy goods and services and withdraw money over the counter (known as a ‘manual cash advance') in a foreign currency
Currency Conversion Fee 2.75% On The Sterling Amount* 2.75% On The Sterling Amount**


* If you are withdrawing a currency other than euro, you will also have to pay a separate 1.5% cash handling fee on the sterling amount.
** For manual cash advances (including pounds sterling), we will charge you a separate 1.5% cash handling fee on the sterling amount.

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • In addition to the fees above, account transaction fees may also apply

  • When you use your Debit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website