Exchange rates for EU/EEA currencies on Debit cards

Conversion Rates
Last Updated: 26 May 2020, 22:20
Non-Eurozone EU Member Currency AIB Rate* (Inclusive of 2.75% bank fee) ECB Rate AIB & ECB % Difference
Non-Sterling EU Member Euro (EUR) 01.1199 01.1251 02.44
Bulgaria Lev (BGN) 02.2002 02.2005 01.25
Croatia Kuna (HRK) 08.5218 08.5330 00.32
Czech Republic Koruna (CZK) 30.6496 30.4609 00.10
Denmark Krone (DKK) 08.3526 08.3888 00.32
Hungary Forint (HUF) 394.0115 393.3482 00.01
Iceland Krona (ISK) 175.1931 173.3837 00.03
Liechtenstein Swiss Franc (CHF) 01.1882 01.1926 02.30
Norway Krone (NOK) 12.3054 12.2576 00.23
Poland Zloty (PLN) 05.0572 05.0075 00.56
Romania Leu (RON) 05.4416 05.4502 00.50
Sweden Krona (SEK) 11.8378 11.8773 00.23
Non-Sterling EU Member Euro (EUR)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1199
ECB Rate 01.1251
AIB & ECB % Difference 02.44
Bulgaria Lev (BGN)
AIB Rate* (Inclusive of 2.75% bank fee) 02.2002
ECB Rate 02.2005
AIB & ECB % Difference 01.25
Croatia Kuna (HRK)
AIB Rate* (Inclusive of 2.75% bank fee) 08.5218
ECB Rate 08.5330
AIB & ECB % Difference 00.32
Czech Republic Koruna (CZK)
AIB Rate* (Inclusive of 2.75% bank fee) 30.6496
ECB Rate 30.4609
AIB & ECB % Difference 00.10
Denmark Krone (DKK)
AIB Rate* (Inclusive of 2.75% bank fee) 08.3526
ECB Rate 08.3888
AIB & ECB % Difference 00.32
Hungary Forint (HUF)
AIB Rate* (Inclusive of 2.75% bank fee) 394.0115
ECB Rate 393.3482
AIB & ECB % Difference 00.01
Iceland Krona (ISK)
AIB Rate* (Inclusive of 2.75% bank fee) 175.1931
ECB Rate 173.3837
AIB & ECB % Difference 00.03
Liechtenstein Swiss Franc (CHF)
AIB Rate* (Inclusive of 2.75% bank fee) 01.1882
ECB Rate 01.1926
AIB & ECB % Difference 02.30
Norway Krone (NOK)
AIB Rate* (Inclusive of 2.75% bank fee) 12.3054
ECB Rate 12.2576
AIB & ECB % Difference 00.23
Poland Zloty (PLN)
AIB Rate* (Inclusive of 2.75% bank fee) 05.0572
ECB Rate 05.0075
AIB & ECB % Difference 00.56
Romania Leu (RON)
AIB Rate* (Inclusive of 2.75% bank fee) 05.4416
ECB Rate 05.4502
AIB & ECB % Difference 00.50
Sweden Krona (SEK)
AIB Rate* (Inclusive of 2.75% bank fee) 11.8378
ECB Rate 11.8773
AIB & ECB % Difference 00.23

* AIB rate is the Visa rate plus the currency conversion fee.

 

 

Currency Conversion Fees:

We apply the following fees when you use your Debit card to complete a transaction in a foreign currency.

 

Transaction Type 

Cash Withdrawals 

Using your Visa Debit Card to buy goods and services
and withdraw money over the counter
(known as a ‘manual cash advance') in a foreign currency

Currency Conversion Fee 

 2.75% On The Sterling Amount*

 2.75% On The Sterling Amount**

 

* If you are withdrawing a currency other than euro, you will also have to pay a separate 1.5% cash handling fee on the sterling amount.

** For manual cash advances (including pounds sterling), we will charge you a separate 1.5% cash handling fee on the sterling amount.

 

Key Information:

  • All foreign exchange rates in the above table are updated twice daily, on any business day

  • In addition to the fees above, account transaction fees may also apply

  • When you use your Debit card to pay for something that is not in sterling, Visa will convert that payment to sterling using the exchange rate that applies on the day the transaction hits your account, which may not be the day of the transaction itself. Please note that this amount may be more or less than the amount stated at the time the transaction was initiated

  • You will find further information on how your card works and the fees and charges on our website.