Online Services daily payment cut-off times

The following table lists all available payment types available via Online Services and outlines cut-off times, when your account will be debited and the receiver account/biller will be credited.

Payment type When can I make this payment When is my account debited Payment delivery timeframes

Transferring money to another Allied Irish Bank (GB) account

Anytime*

Immediately

Immediately

Transferring money to another UK Bank or Building Society

Anytime*

Immediately

Beneficiary bank will usually be credited within two hours, but no later than the next banking day.

 

Making a Bill Payment

Anytime*

Immediately

Beneficiary bank will usually be credited within two hours, but no later than the next banking day.

 

Making a Bill Payment to a AIB (GB) Visa/Mastercard

Anytime*

Immediately

Payment value will be applied in sterling to reduce the balance on your Account for the banking day the funds are received. If funds are received after 6pm or on a non banking day, value will be given for the next banking day.

 

Please note: as the balance and transactions of your credit card are shown up to the close of business on the previous banking day, you will not see this payment on your credit card account until the next banking day.

 

Forward dated Bill Payments

Anytime*

After 4:30pm on the date selected

Beneficiary bank will usually be credited within two hours, but no later than the next banking day.

 

Setting up or amending a Regular Payment

Anytime*

(but no later than 8:00pm the day before the payment is due)

 

4am on the due date

Beneficiary bank will be credited no later than the next banking day.

* Online Services may be unavailable between 3:00am and 7:00am due to essential maintenance.

Notes

For the purposes of Online Services, the limits for ‘Transfer Money’ and ‘Bill Pay’ will end and be reset at 3am. Online and Phoneline Banking transactions on Saturdays, Sundays and bank holidays are carried forward to the next banking day.

The overall total amount you can transfer or pay bills, using Online Services, in any one day is limited to the amount available in the account at the time of the transaction.

Other transaction cut-off times

Transaction type When can I complete this transaction
Direct Debit Cancellation Anytime* (but no later than 7:00pm the day before the payment is due)