Before you use your card reader for the first time, you must choose the Visa debit card you want to use with it.
Log in to Online Banking and click 'Service & Settings' from the top of the screen. Select 'Card Reader' from the drop down menu and 'Select your Visa Debit Card to use with your card reader'.
Follow the on-screen instructions to activate your card reader.
Click here to learn more about card reader.