Take control with greater flexibility for your business.

A Business Overdraft from Allied Irish Bank (GB) allows you to go into an overdrawn position up to a pre-agreed limit. So you have peace of mind that extra funds are available outside your normal cash flow, should you need them. It’s versatile and easy to use, allowing you to manage your working capital and prepare for one-off or unexpected spending without having to look for a new credit facility every time.

To apply for a business loan or business overdraft, your company must be incorporated and registered in the UK.

13.92% EAR* (variable) representative on Standard Tariff Unsecured Business Overdrafts up to £25,000.

(other overdraft amounts available at alternative rates)



Representative example

New Standard Tariff Unsecured Business Overdrafts of £5,000 will be charged at 13.92% EAR (variable). Charges may apply.  An arrangement fee will be charged of normally 1% (minimum £55).  Renewing or increasing an overdraft will be charged at 0.5% minimum.

*Effective Annual Rate of Interest (EAR): This is the illustrative annual cost of an overdraft, stated as an annual rate, which takes into account how often arranged overdraft interest is charged to the account and does not include any other fees or charges.

Talk to Us

Simply call +44 (0)345 600 5204. We’ll be happy to answer any questions you might have about applying for Invoice Finance with Allied Irish Bank (GB)

† Lines open: Monday – Friday 09:00 – 17:00 (except on bank holidays). Calls may be recorded. Call charges may vary - refer to your service provider.

 phone call

Call 0345 600 5204


Email Us

New Business Customer Enquiries 0345 0343253

New Business Customer Enquiries
0345 034 3253

Help and Guidance

Help Centre
For all service related queries please visit our Help Centre.

Looking for Finance
For information on the documentation you will need to apply for a finance product with us.

Standards of Lending Practice

We adhere to the Standards of Lending Practice for Business Customers which sets standards for banks when dealing with lending and overdrafts for business customers. You can get more information on the Standards from www.lendingstandardsboard.org.uk. The Statement of Lender and Borrower Responsibilities details our key responsibilities and what we ask of you to ensure that the relationship works well for both of us.

Other Information

Availability of credit depends upon our assessment of your financial position. We encourage you to take independent legal advice to ensure that you understand your commitment and the possible consequences of your decision.

Please note that security may be required and overdrafts are repayable on demand.

Related Products

Asset Finance

Purchase assets for your business the efficient and cost-effective way.

Business Loan

Need extra finance for your business? Take control with a Business Loan.

Invoice Finance

Stay competitive by releasing up to 90% of the value of your invoices.