FRAUD WARNING

AIB are aware of fraudsters contacting customers via text message and phone calls, purporting to be AIB. Find out more

Announcement: The Lending Standards Board (LSB)

The LSB is an industry body that was set up to drive fair outcomes for personal customers and small businesses borrowing from financial services firms. AIB is a member of the LSB and has adopted its lending standards.   

The LSB has announced that it will close-down with effect from 31 October 2025. Despite the closure, AIB remains committed to upholding the lending standards for our customers.  We are currently reviewing and updating our materials with the aim of completing this process by 31 October 2025.  You may continue to see references to the LSB’s Standards of Lending Practice after this date.  We appreciate your understanding as we work through these changes.

Announcement: Allied Irish Bank (GB) customers can now lodge cash instantly to their account using their visa debit card at any LINK Automated Cash Deposit Machine.

As part of our on-going commitment to the Access to Cash Scheme, our customers can now instantly lodge cash, using their visa debit card, to their Allied Irish Bank (GB) account at any LINK Automated Cash Deposit Machine in the UK.

 

You can use the LINK Cash Locator Tool  at LINK / Cash Locator to find the cash services in your area. ATMs shown on the LINK Locator map that are marked with a ‘D’ will accept cash lodgements.

 

There is a single daily and single annual lodgement limit on the amount of cash you can lodge to your account at the Post Office® or at an Automated Cash Deposit Machine. If you use both on the same day, the total amount lodged will count towards your daily and annual cash lodgement limits.

 

Personal customers can lodge £2,500 per day or £25,000 in any rolling 12 month period. Business customers can lodge £10,000 per day or £250,000 in any rolling 12 month period. Where customers need to lodge higher amounts they should contact us to discuss their cash lodgement requirements.’

For more information on our Corporate Banking Team click here

Corporate Banking

Check our Corporate Site for more information on our Corporate Banking Team

SME loan portfolio sale

We have sold a portfolio of loans to ‘Promontoria Maple DAC, an affiliate of Cerberus . 
Find out more.

Call us

Contact us

We’re here to help. Talk to us, when and where it suits you.

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Fraud and Security Centre

Find out how to protect your business from fraud attempts.
 

 

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iBusiness Banking

Learn how iBusiness Banking can benefit your business.
 

 

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Post Office changes

To see our updated Post Office services click here.


 

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Help Centre

Our Help Centre should give you the answers you're looking for.

 

Frequently asked questions

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The AIB Community 1 Million Fund

The 2025 charities are announced!

Thank you for nominating a local charity that matters most to you.

Visit Community

Important Information

  • Information about current account services

    The requirement to publish the Financial Conduct Authority Service Quality Information for business current accounts can be found here.

  • Find out more information about regulation or product changes that may impact you and your banking with us

    Find out more
  • Use the links below to access the Government Designated Finance Platforms:

    Government Designated Finance Platforms

    Funding Xchange www.fundingxchange.co.uk/cma14
    Funding Options  www.fundingoptions.com
    Alternative Business Funding www.alternativebusinessfunding.co.uk/


    Finance Platforms are credit brokers regulated by the Financial Conduct Authority (FCA), they are not lenders.
    SME’s are small and medium-sized enterprises which have annual sales revenue (exclusive of VAT and turnover-related taxes) not exceeding £25m.

     

    Use the links below to access some competitor analysis websites:

    Competitor Analysis Platforms

    Swoop https://swoopfunding.com/open-banking.html?bank=aib
    Funding Options www.fundingoptions.com

     

 

Authorised push payment (APP) scams rankings in 2023

 

Authorised push payment (APP) scams happen when someone is tricked into transferring money to a fraudster’s bank account.
 
These charts use data given to the Payment Systems Regulator by major banking groups in the UK in 2023.
 
You can read the full report by visiting www.psr.org.uk/app-fraud-data

Share of APP scams refunded       

This is the proportion of total APP fraud losses that were reimbursed, ranked out of 14 firms.      



1 TSB 88 percent, 2 Nationwide 87 percent, 3 HSBC UK First Direct 76 percent, 4 NatWest Royal Bank of Scotland Ulster Bank 76 percent, 14 AIB 9 percent

APP scams sent per £million transactions

This is the amount of money sent from the victim’s account to the scammer, ranked out of 14 firms.

For example, for every £1 million of AIB transactions sent in 2023, £38 was lost to APP scams.

1 Metro Bank 266 Pounds, 2 TSB 266 Pounds, 3 Lloyds Bank Bank of Scotland Halifax 228 Pounds, 4 Nationwide 219 Pounds, 14 AIB 38 Pounds

APP scams received per £million transactions: smaller UK banks and payment firms

This is the amount of money received into the scammer’s account from the victim, ranked out of all UK banks and payment firms.

For example, for every £1 million received into consumer accounts at Skrill, £18,550 of it was APP scams.

1 Skrill 18,550 Pounds, 2 Zempler Bank 4523 Pounds, 3 PayrNet 2814 Pounds, 4 PPS 2512 Pounds, 5 Modulr 1210 Pounds

APP scams received per £million transactions: major UK banks and building societies

This is the amount of money received into the scammer’s account from the victim, ranked out of all UK banks and payment firms.

For example, for every £1 million received into consumer accounts at TSB, £408 of it was APP scams.

9 TSB 408 Pounds, 10 Metro Bank 319 Pounds, 12 Virgin Money Clydesdale Bank 285 Pounds, 13 Starling Bank 239 Pounds, 14 Monzo 183 Pounds