Secure spending power in your pocket with the Visa Classic Credit Card         


This Card is ideal for customers who clear their balance in full each month and who want to avail of up to 56 interest free days.


To apply you must be aged 18 or over and be an existing Allied Irish Bank (GB) customer with a regular income.



Representative 24.3% APR (variable)


As a Visa Classic Credit Card holder, you will receive a representative rate of 24.3% APR (variable).

See our fees and charges below for more information.



Visa Classic Credit Card

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    Features and Benefits

    • Interest Free Credit up to 56 days:

    You can avail of up to 56 days interest free credit if you always settle your account in full by the payment due date. However, if you wish to spread the cost of repayments over a period of time, interest will be calculated on a daily basis from the posting date until full payment is received. For more information please view our fees and charges.


    • Annual fee:

    An annual fee of £8 will be charged for the Visa Classic Credit Card.


    • Contactless payments

    The card is enabled for Contactless payments. When the transaction is less than £100, you can choose to touch and pay where you see the contactless symbol. For more information please click here.


    • Secure Online Shopping

    When you're shopping online, we may need to confirm that it's really you using your card. This is to keep your card secure. To find out how click here.


    • Choose how to pay your bill and manage your finances:

    You can choose from one of many ways to pay your credit card. You can pay by cheque, cash or by direct debit. You decide how much you want to repay from the minimum amount (3% or £5.00, whichever is greater) to the full outstanding balance.


    • Using your card abroad:

    Click here to see the exchange rates for EU/EEA currencies on credit cards. To view the rates for all other currencies visit the Visa website.


    • Emergency cash service (fees and charges may apply)
    If your card is lost or stolen abroad, you can avail of the emergency cash service (up to USD $5000 - subject to your available credit limit) and telephone support 24 hours a day, 7 days a week.
    • Additional cardholder for free
    • You can have one additional cardholder added to your credit card for example, your spouse, son or daughter.  They will be issued with a Card and PIN to use on your account.  Your credit limit will be shared and details of all transactions will appear on your monthly statement.


    Telephone support is available to customers 24 hours a day, 7 days a week on

    028 9023 6644

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How to apply


As long as you are over 18 years of age and an existing Allied Irish Bank (GB) customer with a regular income you can apply for our Visa Classic Card.


Call in to any Allied Irish Bank (GB) branch.


We will need to see proof of your identity and address (such as your passport, driving licence and a gas or electricity bill) if we do not already hold this information or if we cannot electronically identify you (for telephone applications only).

Talk to Us 


Simply call +44 (0)345 600 5204 or drop in to any Allied Irish Bank (GB) branch. We’ll be happy to answer your questions and find the right kind of credit card for you.


† Lines open: 9am to 5pm Monday - Friday (excluding Bank Holidays ). Calls may be recorded. Call charges may vary - refer to your service provider.

Help and Guidance


Help Centre

For all service related queries please visit our Help Centre.

Important Information


Allied Irish Bank (GB) strongly recommends that before applying for this product you review the documentation below. It's important that you understand the fees and charges and the terms and conditions before taking out your new credit card.


As a responsible lender Allied Irish Bank (GB) will only lend money based on our appraisal of your ability to repay. Written quotations are available on request. 

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