Current Account

Features and benefits

• Free daily banking if your account is in credit

  Avoid monthly fees if you keep your account in credit each month^.
  _{^ The monthly period for current accounts is from the 16th of month one to the 15th of month two.}

  If your account goes overdrawn during the month, you may have to pay Overdraft Charges or Support Fees.  For full details, please see our Personal Banking Charges Explined brochure. 

• Access cash whenever you need to via your Visa Debit card

  allows you to withdraw cash at a wide range of cash machines, as well as in store/online purchases in the UK and worldwide. Click here to see the exchange rates for EU/EEA currencies on debit cards. To view the rates for all other currencies visit the Visa website.

• View and manage your Current Account, at a time and place that suits you, with Online Banking

  Make and receive payments electronically via Online Banking, direct debit or standing order.

• An overdraft facility is available

  subject to certain criteria.

• An Account Alert is a text message notification we’ll send you to help you manage your Current Account.

  An Arranged Overdraft Alert is a text message notification we’ll send you to help you manage your Arranged Overdraft on your Personal Current Account. If we hold an up to date mobile telephone number, we will send you a text message to help you avoid charges and keep your account in credit or within any agreed overdraft. More information is available here.

• Switch your current account today

  

  Talk to us - we'll be happy to guide you through the switching process in three easy steps:

  1. Get in touch by phoning us on (0)345 6005 204†. We’ll talk you through the switching options available to you (see below).

  2. We will need to see proof of your identity and address. Usually, we need your passport or driving licence and a gas, electricity or water bill. If you have any queries, please phone (0)345 6005 204†.

  3. Sign the relevant application forms and we will do the rest. We will provide you with your new current account details and any information you need.

  Switch Your Current Account today.