Giving you flexible access to your account and great benefits

Our Current Account is designed to meet your daily banking needs, giving you the flexibility you need and a range of great additional benefits.


Current Account

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    Features & Benefits

    • No account maintenance or transaction fees if you maintain a cleared credit balance in your account for the full charging period (Other charges may apply, please see the Downloads section for our fee brochures for full details).
    • Access cash whenever you need to via your Visa Debit card – allows you to withdraw cash at a wide range of cash machines, as well as in store/online purchases in the UK and worldwide. Click here to see the exchange rates for EU/EEA currencies on debit cards. To view the rates for all other currencies visit the Visa website.
    • View and manage your Current Account, at a time and place that suits you, with Online Banking.
    • Make and receive payments electronically via Online Banking, direct debit or standing order.
    • An overdraft facility is available, subject to certain criteria.
    • An Account Alert is a text message notification we’ll send you to help you manage your Current Account. An Arranged Overdraft Alert is a text message notification we’ll send you to help you manage your Arranged Overdraft on your Personal Current Account. If we hold an up to date mobile telephone number, we will send you a text message to help you avoid charges and keep your account in credit or within any agreed overdraft. More information is available here

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Switch your current account today

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    Features & Benefits

    Talk to us - we'll be happy to guide you through the switching process in three easy steps:


    1. Get in touch by phoning us on (0)345 6005 204We’ll talk you through the switching options available to you (see below).


    2. We will need to see proof of your identity and address. Usually, we need your passport or driving licence and a gas, electricity or water bill. If you have any queries, please phone (0)345 6005 204.


    3. Sign the relevant application forms and we will do the rest. We will provide you with your new current account details and any information you need.

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Talk to us

To open a current account, simply call us on (0)345 6005 204We’ll be happy to answer any questions you may have and help you find the right kind of current account for you. 

Or click here for more information.


† Lines open: 9am to 5pm Monday - Friday (excluding Bank Holidays). Calls may be recorded. Call charges may vary - refer to your service provider.


Help and Guidance



For all service related queries please visit our Help Centre.

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