FRAUD WARNING
AIB are aware of fraudsters contacting customers via text message and phone calls, purporting to be AIB. Find out more
Increase in UK FSCS Deposit Protection to £120,000 – what does this mean for you?
Looking after your savings is important and so is knowing they’re safe. The Financial Services Compensation Scheme (FSCS) deposit protection limit for eligible deposits has increased from £85,000 to £120,000 for each person as of 1 December 2025.
Some life events can give you a lot of money, for a short time. For example, selling your home or receiving an inheritance can do this. For these situations, the FSCS offers Temporary High Balance (THB) protection for up to six months. The THB limit has also increased from £1 million to £1.4 million.
Frequently asked questions
- What’s changing when I use my card to shop online?
- Financial scams are on the increase. If I receive a call from the bank how will I know it is genuine?
We pledge to DO MORE
At AIB, sustainability is at the very heart of our business. For us, that means reducing our carbon footprint across our own operations and helping our customers to make the transition to a low-carbon economy.
We will be financing more of the activities that are better for the environment and fewer of the things that do harm – supporting our customers every step of the way on this journey.
Important Information
- Information about current account services - Business current accounts
- Important customer & regulatory information
- SME Banking Comparison Tools
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Information about current account services - Business current accounts
Information about current account services
The requirement to publish the Financial Conduct Authority Service Quality Information for business current accounts can be found here.
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Important customer & regulatory information
Find out moreFind out more information about regulation or product changes that may impact you and your banking with us
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SME Banking Comparison Tools
Use the links below to access the Government Designated Finance Platforms:
Government Designated Finance Platforms
Funding Xchange www.fundingxchange.co.uk/cma14 Funding Options www.fundingoptions.com Alternative Business Funding www.alternativebusinessfunding.co.uk/
Finance Platforms are credit brokers regulated by the Financial Conduct Authority (FCA), they are not lenders.
SME’s are small and medium-sized enterprises which have annual sales revenue (exclusive of VAT and turnover-related taxes) not exceeding £25m.Use the links below to access some competitor analysis websites:
Competitor Analysis Platforms
Swoop https://swoopfunding.com/open-banking.html?bank=aib Funding Options www.fundingoptions.com
Authorised push payment (APP) scams
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AIB Group (UK) p.l.c. is covered by the Financial Services Compensation Scheme and the Financial Ombudsman Service.
The AIB logo, Allied Irish Bank (GB) and Allied Irish Bank (GB) Savings Direct are trade marks used under licence by AIB Group (UK) p.l.c. incorporated in Northern Ireland. Registered Office 92 Ann Street, Belfast BT1 3HH. Registered Number NI018800. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.